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9 Union Plus Card Annual Percentage Rate (APR) for Purchases Member1: Your Member APR for credit card purchases will be a variable rate between 12.99% and 18.99% (as of 9/1/02). Based upon a credit review, we will establish the rate and notify you at the time you receive your card. The Member APR will never be less than between 12.99% and 18.99%. Annual Percentage Rate (APR) for Balance Transfers Promotional Balance Transfer APR: 9.99%2 Balance Transfer APR: Member APR. (Added: 5-Nov-2002 Rating: 0 Votes: 0) Rate It

9 Orchard Bank Annual Percentage Rate (APR) for Purchases Based upon our credit review, a fixed Introductory APR of 3.9% will apply for the first six billing cycles of your Account. If you qualify for the Introductory APR, we will notify you at the time you receive your card. After that, a variable Customary APR of 19.24% (as of 9/1/02) will apply and will never be less than 19.24%. (Added: 5-Nov-2002 Rating: 0 Votes: 0) Rate It

9 Discover Platinum Annual Percentage Rate ("APR") for Purchases: 0% until the last day of the billing period ending during June 2003*; thereafter the standard APR, 13.99%. APR for Balance Transfers made with this offer Balance Transfers: 0% until the last day of the billing period ending during June 2003*; thereafter the standard APR for purchases Default Purchase Rate: 19.99%* Cash Advances: Discover Platinum Card: 20.99% Discover Classic Card: 22.99..Annual Fee: NONE..Cash Advance Fee: 3%, minimum $5.00/no maximum..Late fee: Variable $15 to $35 Overlimit Fee: $29 (Added: 5-Nov-2002 Rating: 0 Votes: 0) Rate It

9 Ecount Prepaid Debit Card The Ecount Card is a prepaid MasterCard that you can load directly from your paycheck, or through transfers from your bank account. Save Money. No finance charges, no late fees, or no check cashing fees. Avoid Debt. You can only spend what you load on the card. So you can't overspend or get into debt. (Added: 5-Nov-2002 Rating: 0 Votes: 0) Rate It